Posted on October - 20 - 2011

Emily’s list: Costa Rica and no ATMs edition

A few months ago, I went to Canada and wrote about my experience with credit cards there. There were some minor differences, such as restaurants bringing the credit card readers to our table, but in general, I was able to use my credit and debit cards as usual.

This weekend, I’m traveling to Costa Rica for the first time. I’ll be hanging out in Tamarindo for a few days, then doing a much-needed retreat at Peace Retreat in Playa Negra. It’s a tiny little town on the Pacific Coast. It sounds like a very peaceful and relaxing place. I was reading the retreat’s website for details of what to bring, and I read that there are no ATMs in the town. You have to go to Tamarindo (which is nearby) if you need to get cash.

I’ve done a lot of traveling, but I don’t know if I’ve ever gone anywhere (perhaps other than a volunteer trip to the slums of Mexico) that doesn’t have ATMs. I’m not sure if any of the local merchants accept credit cards.

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Posted on October - 19 - 2011

Direct Merchant Credit Card Applications

For processing any online order, a business website should provide an online payment choice. The most common form of payment is through merchant credit card. Marketing studies indicate that if a site is not made to accept credit cards, it would lose 60-80% of its potential orders. A direct merchant credit card account is one of the best ways for any business to boost sales.

Direct merchant credit card applications are somewhat complex in nature. It is not like setting up a consumer credit card application. It is entirely different from opening a business checking account. Direct merchant credit card is a special banking account used for handling the income from credit card deals. The merchant account issuer confirms the credit card, processes the transaction, and deposits the balance into your account normally within 24 to 48 hours.

In general, there are two ways to apply for a credit card – a paper copy application and an online credit card application. O

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Posted on October - 18 - 2011

A Few Preliminary Q4 Stats, And Observations

Q4 OVERVIEW:(facts first, commentary at end)
I’ve completed my preliminary Q4 2010 review based on the current S.E.C. filings (finals in March) and the statistics that emerged show an improving corporate and economic environment. C Full Post…

Posted on October - 16 - 2011

What Is Leaseback Mortgage?

Leaseback can be defined as a different mortgage structure, in which the buyer plays the role of the landlord and the role of the lessee is played by the seller during the home buying situation. All the steps involved in this procedure require careful documentation and structuring for ensuring that all the people involved in the related agreement understand their roles.

Let us get informed about the basics of leaseback mortgages. During a leaseback, a person sells out a property owned by him and then again leases the same property from its buyer or the new owner. The purpose of such an action is either for using the property as a model home or for continuing to live in it. The person buying the property might use conventional mortgage for completing the deal successfully. He can opt for paying cash while purchasing the property or turning leaseback compensation into mortgage payment.

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Posted on October - 13 - 2011

How to Make Mortgage Payments When in Debt

Secured debts are extremely poles apart from unsecured debts; however a lot of people are bearing the burden of both types of money owing: a mortgage, for instance, other than one or two credit cards, a personal loan and a shop card as well. Under the circumstances where your expenses arrive at a position in which you can’t credibly take control over everything you pay each month, then you might need to take a debt solution into account like a debt management plan perhaps.

Work with a debt management company

The purpose of debt management is to help an individual manage their unsecured debts through putting their monthly unsecured debt payments down to a degree they can meet the expense of. However it is not to assure coping with their secured debts would be easier then. T

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