Bad Timing: More Employers Do Credit Checks As More Consumer Credit Scores Fall

July 22, 2010 – 8:22 pm

It’s a pretty vicious cycle—without a steady paycheck, unemployed Americans’ shaky financial situations can often plummet credit scores, especially since unemployment often pushes consumers to rely heavily on credit, or miss bills here and there, or even declare bankruptcy or foreclosure.

At the same time, employers are increasingly doing credit checks to screen job applicants. So if unemployment is worsening your credit, it may very well be the things that costs you a job.

According to a survey reported by CNN Money, 60% of employers currently use credit checks for at least some of their job openings, a big jump from the 35% of employers reported in 2003.

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Performance Review Template

July 22, 2010 – 7:55 am

One of the most essential features of any organization are the annual performance reviews. Performance appraisals are extremely important in any organization to provide encouragement to the employees, help in enhancing the performance of the organization as a whole, and also review the performance of the employees in the year gone by. The entire process of employee performance is generally conducted by their manager or superior along with the human resources department of the company. With the help of performance reviews, an organization can monitor standards, decide on objectives, and also delegate responsibilities to employees. Full Post…

Using The Movie Twilight As Inspiration For Your Small Business

July 21, 2010 – 3:57 am

Unless you’ve been living under a rock for the past few years, you’ve no doubt heard of the popular movies in the Twilight series.  So, have you ever considered that Twilight may actually be able to help your business?  No, seriously!  Last week, we learned that that’s a real possibility.

New product developer Kimber Chin, founder of Business Romance, uses her career as a romance writer to help clients successfully launch winning products to eager new audiences.  Kimber joined Anita Campbell for a 30 minute podcast interview centered around using Twilight as inspiration for your business.  Head on over to Small Business Trends Radio to listen to Kimber’s unique interview.

This Week’s Top Credit Questions

July 18, 2010 – 6:36 pm

What do on-time payments, bad scores, and recent immigrants all have in common?

All three of these interesting topics made it to our top Credit Advice Center questions! Check out this week’s standout credit questions and read what’s been buzzing around our community-powered Q&A. Feel free to stop by the Credit Advice Center yourself to post your own credit question or shoot the breeze with other Credit Karma members with smart answers of your own. You

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Day Trading Strategies

July 18, 2010 – 6:00 pm

Day trading means buying and selling stocks and other financial instruments on any given day. All the transactions are carried out before the market closes at the end of a trading day. If you participate in day trading, then you are known as a day trader. Future contracts like commodity futures, interest rate futures, equity index features, besides currencies and stock options are included in financial instruments. In the past, day trading was exclusively used by speculators, professional investors and financial firm, but today due to the growth of electronic trading, common people have started day trading sitting at home. Full Post…