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Basically, it’s credit report monitoring, for free! On other sites, credit monitoring can cost you between $15 and $20 per month.

So, how can you be one of the lucky ones to get in on limited Credit Alerts? Simply go here and follow the steps to create a Credit Karma account. Already a member? Just select, “I Already Have a Credit Karma Account” and follow the steps to adjust your email notification preferences.

And hurry! There’s a limited number of spots left!

Cash advances, popular now because of the economic downturn and long formalities and conditions required to procure traditional loans, have proved convenient while other ways prove futile in an emergency situation where friends, family and banks are unable to help.

Known by several names such as a cash loan, a payday advance and others, it is worth noting that cash advances or payday loans are, in certain emergencies like sudden illness in the family or accidents, the easiest manner to get cash and avoid stress.

They supply immediate cash to pay for hospital treatment and home repairs before recovering the money from the insurance company. With a range of online sites competing with each other to supply fantastic offers to attract customers, it is possible to acquire cash quickly with only a few clicks online.

Applying for cash advances makes sense considering that they are the easiest places to secure cash if unforeseen emergencies have to be met.

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Nursing is definitely one of the most challenging jobs in the field of medicine and health care. Nurses have to work throughout the day and also at odd hours to cater to the needs of ill patients. The intensity of their work is such that there is almost no time to sit and think, as they are always on the move. Though most nurses have high will power and dedication, the human body is bound to get tired at some point. Nurses do experience emotional and physical stress because of their hectic schedules, and this can take a toll on their personal lives also. Here is when the techniques for time management for nurses prove to be very useful. Time Management Time management is making maximum possible productive use of the available time to complete one’s work in the best possible way. Full Post…

Ever since the economy shriveled up due to the imploding loan mortgage bubble, the focus of the day is right on foreclosures. The Obama housing bailout plan is allocating some money in order to save the millions who are losing or are about to lose their homes. The big question is to which people will the 75 billion dollar fund be given to? Everyone, even those who are not poor or desperate wants to have a piece of that cash handout. Everyone, in this kind of economy, needs a little financial help. So who is qualified for this and what will happen to those people who need it but are not qualified?

Those Who Qualify for the OMortgage relief plan So here is the deal that the administration is offering homeowners everywhere: the first and foremost qualification of people who may apply for the bailout is that their monthly mortgage must be more than 31% of their total monthly income. This is to ensure that only those who really can’t keep up with the payments are given help. A

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It’s your lucky day – not.

There’s a lesson to be learned from Christian Lopez, the fan who caught Derek Jeter’s 3,000th career hit and is facing a hefty tax bill from all of the goodies he got.

“Nothing in life is free, especially when you are dealing with the IRS,” said Vincent Cervone, an enrolled agent and owner of VRC and Associates in lower Manhattan.

While it’s doubtful you will ever find yourself in a similar pickle, there may be times in life when the tax man will surprise you and come calling.

We asked Cervone for some of the most common tax shockers.

Golf outing for charity

Have you ever been to a golf outing where they offer a prize for a hole in one? Sometimes it’s a car, sometimes it’s a cash prize.

Either way, what you many not know is that the prize is considered income and is a taxable event in the eyes of the IRS.

What usually happens is the charitable organization takes down your information and forwards it to the IRS or to the car dealership and then sends you a 1099 reporting the value of the prize.

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