Posted on July - 10 - 2010
It’s a love-hate relationship. When debt crops up on your credit report, good debt management can contribute to a great credit score… or mishandled debt can also damage your credit score.
If you are a credit-savvy consumer, you know that total debt is one of the key financial components that go into calculating your credit score. While debt isn’t necessary to a good credit score, having credit is necessary, and borrowing any kind of credit–whether its a credit card or a mortgage–can potentially accumulate debt. Ultimately, it is how you deal with your debt that lenders consider as a reflection of your creditworthiness.
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Posted on July - 09 - 2010
Yesterday I was at my golf course and one of the beer girls was telling a group of us how she got into an accident and how poorly her insurance company treated her. Now of course there are always a few sides to every story so who knows what really happened to her but if the story has any truth, you shouldn’t be treated badly by the insurance company that is getting fat off of your monthly premiums. It is so easy these days to get insurance quotes that you don’t have to stay with a bad company. Shop around and see if you can do better.
Posted on July - 09 - 2010
Of late, economic bubbles that caused the economic recessionary cycles of 2007- 2010 have also severely affected the debt and credit industry. The reaction of the recession that came out against people and borrowing consumers left behind tattered credit reports, several brutal bankruptcies and freaked out foreclosures. Over the effect was not nice and brought about a negative atmosphere among lenders and borrowers. When the recessionary cycle commenced, the rate of unemployment and frequency of lay offs substantially shot up. The people who got fired had already borrowed several secured loans, unsecured loans and were using credit cards. The effect was that these people were not able to repay bills and loan installments on time. Full Post…
Posted on July - 07 - 2010
As we celebrate America’s Independence Day, why not start working on your own financial independence by better managing your credit score. In working towards financial independence, your credit score is a crucial initial step to better financial health, as well as something that stays with you throughout your entire life.
Since credit scores are calculated from your credit report, it’s a good and accurate snapshot of your general financial health. How does credit score = financial independence? In a nutshell, your credit score is your key to having financial options. The higher your credit score, the more doors it opens. Cre
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Posted on July - 07 - 2010
Morgan Silver Dollars were minted in five usa mints between 1878 to 1904 as well as on one occasion more on 1921. Following the minting of Morgan Dollars arrived the Peace Dollars minted during 1921 and 1935 21-28 once for a second time in 1935 these ended up the actual last silver dollars truly minted pertaining to circulation.
These days you actually do possess the Us Silver Eagle Dollars, they are generally struck for collection and certainly not circulation. Minting involving all of these coins took place in the countries first mint Philadelphia, however you wont notice a mint mark on these kinds of coins. New Orleans mint determined by the O. San Francisco mint with the S mint mark.
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